Executive Perks

Executive benefits are available for association members. Many highly desired benefits can be offered to owners and key personnel on a discriminatory basis. Learn the details that executives in fortune 500 companies have been enjoying for years.

Disability Plans 

Short-term disability benefits cover employees for 66% of their earning to a maximum of $470 (2005) a week. However, you may not have this coverage depending on your business structure leaving you exposed to possible financial hardship or business failure. Individual disability coverage can be secured for most electricians covering them on and off the job. Most executive plans are tax deductible as ordinary business expenses and multi-life discounts may lower your costs. All responsible business owners should cover their most important asset, “their ability to make money” before an illness or accident strike. Call for rates and options right now.         

Life Insurance

Pricing of life insurance is a small facet of when securing protection for your family. Proper limits, submission wording, payment mode, duration of coverage, plan features, carrier financial rating all influence your preferred acceptance and affordability over the life of the contract. Association members are offered expert advice and comparative analysis of numerous insurance providers through preferred underwriters. If you need temporary, permanent cash value plans, index life plans or return of premium coverage, we get results when most others fail. Call our endorsed consultants.

Long Term Care Insurance

Protect you and your covered loved ones when young and old. A long-term care plan can off set a disability as well as old age. If you lose the ability to perform two or more activities of daily living you can collect benefits after your elected waiting period. No matter what size firm tax deductions exist on some or all of the premiums. Plans are offered to key personnel on a discriminatory basis including the spouses. We can do a review of your market choices side by side with features and pricing. Also, learn how paid up options allows you to have lifetime coverage and pay premium with company funds during your active years.

Disability Plans 

Short-term disability benefits cover employees for 66% of their earning to a maximum of $470 (2005) a week. However, you may not have this coverage depending on your business structure leaving you exposed to possible financial hardship or business failure. Individual disability coverage can be secured for most electricians covering them on and off the job. How will you meet your financial obligation if you cannot work? Most executive plans are tax deductible and multi-life discounts may lower your costs. All responsible business owners should cover their most important assets, “their ability to make money” before an illness or accident. Call for rates and options right now.